CreditIntel · the flagship
The Credit Portfolio Diagnostic.
One pass over one customer portfolio. You hand over a single extract, and you get back a review written to be read in a meeting. Every figure is recomputed from your extract and checked against it before anything ships.
What it reviews
Four measurements, computed separately on purpose.
Exposure and aging
Which accounts hold the balance, and what moved into older buckets since last period.
Limits and authority
Current draw against each approval, and approvals that have quietly gone stale.
Payment behavior
Settlement timing drift across cycles, plain and value weighted, before it becomes a problem.
Exceptions
Accounts that broke a rule your team already agreed on, each carrying the rule that flagged it.
What it needs
One export you already trust.
No system access, nothing to install, no login to maintain. Three things start the work:
- your customer and receivables extract, from NetSuite, Snowflake, or whatever your system already produces
- your review rules, if they are written down
- fifteen minutes with someone who knows what each field in the export means
What you receive
A review sized for the meeting it is used in.
The written review
Summary, movement since last period, and the names worth a decision.
Account briefs
One page per customer that matters, with exposure, limits and behavior together.
The watchlist
Accounts flagged week over week, so a slow slide reads as a pattern.
Caveats and confidence
What the review is unsure about, with every judgment labeled as analyst inference.
How it runs: map the extract and confirm every field, compute the four measurements and reconcile them back to the source, then deliver. If a total does not tie, the run stops. The review prepares the judgment; your credit professionals make it.
see it working: the demonstration briefing and the screening desk, both on synthetic dataStart here
Pick the portfolio nobody can summarize in a meeting.
Send a sentence about the portfolio and the system it lives in. You get the sample diagnostic and an honest read on fit.